T&C

Rules of the Competition – «NAIJA CASH»

INTRODUCTION
The terms contained in this document apply to the “NAIJA CASH” Promo offer, available on MTN through the organizer’s platforms, and together with any applicable specific Promo terms, established in this document.

These Terms and Conditions form a legal agreement between all participating customers and the Organizer and can only be amended by the Organizer. By participating in the “NAIJA CASH” Promo, all participating customers are indicating that they accept and agree to be bound by the Rules therein.

Article 1

The organizer of the competition is: MTN NIGERIA, Terragon Limited and Mobile World S.A. (hereinafter referred to as: Organizer).

Article 2

The competition «NAIJA CASH» will last for 90 days and starts on XX.08.2023 at 00:00:01 h and ends on XX.11.2023 at 23:59:59 h.

Article 3

The competition is held on the territory of the REPUBLIC of NIGERIA, and it is not possible to participate therein from abroad. The purpose of this competition is the promotion of MTN’s products and services.

Article 4

PARTICIPANTS OF THE PROMOTIONAL GAME:

The following are eligible to participate: 

4.1 All MTN customers with residence in Nigeria, (Excluding staff employed by MTN Nigeria for the entire duration of the Promotional Game, and their immediate family members and spouses, also Direct Business partners – who are directly involved in running MTN Nigeria’s Business Operations are also excluded), during the period of the Promotional Game. If the winner is under 18, then at the delivery date of delivering the prize, the winner’s guardian must appear to collect the prize having his/her ID as well as a certification proving that he/she is the guardian. 

4.2. Legal persons bearing an active contract of delivery of telecommunication services with the Organizer for the duration of the Promotional Game. The authorized signatory of the legal person shall be entitled to receive the award.

4.3. The Organizer reserves the right to disqualify any entrant if it has reasonable grounds to believe the entrant has breached any provision of the Terms and Conditions.

4.4. By participating in the Promotional Game, entrants hereby warrant that all information submitted is true, current, and complete.

Article 5

PRIZES

The prizes consist of 3 prize categories:

• Daily prizes. Every day a winner will be selected via draw among the promotion participants to win a total of N1 MILLION in cash (77 daily prizes).
• Weekly prizes: A cash prize of N5 MILLION in cash, will be awarded every week to the participant with the highest number of points by Sunday 23:59:59 if that player has sent at least 1 SMS within the week (12 weekly prizes).
• Final Prize: 1 winner will be selected at the end of the promotion, among the active participants of the whole promo period, via draw to win N30 MILLION in cash (1 grand final prize).

Each participant may win only one prize of each prize category. Specifically, one participant may win one daily prize, one weekly prize and the final prize but cannot win 2 daily or 2 weekly prizes.

Article 6

Mechanism to participate in the competition.

6.1 SUBSCRIPTION. MTN users will be invited to participate in the promotion via bulk SMS notifications, USSD, Smart Messaging and online media advertising.

• In the case of bulk SMS notifications, the participant initiates the participation in the competition by sending an SMS message at no cost with any of the Keywords CASH20, CASH50, CASH100 to the 20124.
• In the case of USSD notifications the participant initiates the participation in the competition by pressing *20124 at no cost.
• In the case of Smart Messaging the participant initiates the participation in the competition by clicking on the smart message receive in her/his smartphone.
• In the case of online advertising the participant initiates the participation in the competition by clicking on the banner and the designated landing page.

In all cases, after the user-initiated opt-in, the system sends a reply SMS message to the participant, with the welcome message that explain the rules of the game, the costs and how to opt – out. The subscription to the promotion has a daily cost of N20, Weekly cost of N50 or Monthly cost of N100, depending on the charging frequency chosen by the user.

Immediately after the welcome messages the participant will receive a message containing his/her coupon of the day towards the daily draw. This message containing the coupon will only be delivered if the participant has been successfully billed N20 which is the daily subscription cost of the promotion, N50 which is the weekly subscription cost of the promotion or N100 which is the monthly
subscription cost of the promotion. The system will attempt to bill and send such the user’s coupon every day, week, or month for duration of the promo if the user has not opted out. Users that are not successfully billed on a given day will be excluded from the draws of that specific day. Users will only participate in the draws of the promotion days that they have been effectively billed.

Users can opt out at any time by sending an SMS with keyword CANCEL, STOP, UNSUBSCRIBE, QUIT or OUT to 20124 adding the command of the subscription chosen by the user, for example if it is daily the participant must send CANCEL CASH20, if it is weekly the participant must send CANCEL CASH50, or if it is monthly the participant must send CANCEL CASH100.

With every coupon successfully received users accumulate points towards the prizes. Every point is equivalent to one additional entry for the draws as well as the top scorer weekly prize. Users can check their points at any time by sending the word POINTS to 20124.

6.2 TRIVIA GAME. Subscribed participants will periodically be invited via SMS to further participate in an exciting trivia game that will allow them to accumulate points faster towards the prizes. Participants will have to send the keyword TRIVIA to 20124 to initiate the trivia game. As soon as they do so, they will receive
a message with a request for consent for participation and billing. As well as a message with a question and suggested answers. Correctly answering the questions requires the participant’s knowledge and skills. The participants can answer the questions by sending an SMS message, in which they enter the number of the correct answer (1 or 2), to 20124.

Example of question: What is the capital city of the Nigeria? Send 1 for Lagos or 2 for Abuja.
Example of answer: 1

Each participant who sends the correct answer to a question will win 100 points at least, which will be allocated to the number of the phone line from which the SMS message was sent. Wrong answers will receive 10 points. All points are collected and added cumulatively during the whole duration of the competition, and they are never deleted.

The cost to play the trivia game is N100 VAT included for every 3 questions. All messages sent by server to the participants in the trivia game are free of charge.
For the duration of the trivia game, the customers will have the possibility to win extra points, which means that they can win more than 100 points for one correct answer to a question. The possibilities of winning extra points are equal for all the participants of the competition, and they will be announced during the trivia game before each question.

The exact bonus phases and point structures will be defined dynamically during the competition to maximize the user’s participation.

Teasers: During the trivia game the participants will be sent teasers to increase their participation. These messages will vary depending on the participation frequency of the users. The higher the user participation rate the more frequent these teasers will be and vice versa.

6.3 DRAWS. At the end of each day (at 23:59:59 h) from Monday to Saturday during every week of the promo duration, the daily draw period ends, and the following day a notary draws the winner participant of the daily prize of the previous day, the winners of N1,000,000. Should the participant refuse the prize or fail, within 3 hours, to deliver his/her particulars, the first substitute will be considered winner of
the prize.

At the end of each Sunday (at 23:59:59 h), the participant with the highest score within the current week, who has sent at least one SMS message during the week, will be proclaimed winner of N5 million. In the case that there are two or more participants with the same score, the participant who was the first to achieve this score will be considered as the winner of the prize. Should the participant refuse the prize or fail, within 3 hours, to deliver his/her particulars, the next participant having the second-best score will be considered winner of the prize.

Article 7

In the trivia part of the competition “NAIJA CASH” the participant can send an SMS message unlimited times to 20124 if the SMS originates within the territory of Nigeria.

Article 8

WINNERS

Winners will be notified that they have won the prize via a phone call from MTN Customer Service and will also provide their contact information when the call is made. The personal details required to take over the prize, must be provided by the winners within 3 hours of receiving the call for the notification of their prize. Should they fail to answer the call or provide their particulars, the winners shall lose the right to the prize they won, and the first next participant in line to win the prize will be considered as the winner of the said prize. All prizes will be awarded at the joint prize award ceremony that the Organizer will organize within 45 days at the latest upon completion of the competition.

The winners of the prizes and the exact date of the final awards ceremony will be published on the promotion’s official website: https://naijacash.win/.

Article 9

If the winner of a prize is a person under 18, the prize will be delivered to the parent or guardian of the person underage, the said parent or guardian to be designated by the winner.

Article 10

The Organizer may publish and use free of charge in printed, sound, picture and video contents, the particulars (name, address, photograph, phone number, video materials, and the like) of the participant winners only after their prior consent.
By participating in the competition ‘NAIJA CASH’ the participants agree that, in the case that they win a prize, their particulars (name, address, photograph, phone number, video materials, and the like) may be published and used by the Organizer free of charge in printed, sound, picture and video contents.

Article 11

By participating in the competition “NAIJA CASH” the participants give their consent and complete acceptance and full understanding of these Terms and Conditions and agree: 

11.1 To receive SMS communication from the Organizer on their mobile phones relating to the “Naija Cash” Promotional Game. 

11.2. To receive SMS, communication/advertising offers from the Organizer during the Promotional Game or after the end of it.

11.3. To be included into Opt-in & Opt-out programs and Communities created by the Organizer with the data gathered during the Promotional Game or after the end of it.

Article 12

12.1. The Organizer reserves the right to cancel or amend the offer and these Terms and Conditions at any time. Any changes will be posted on https://naijacash.win/ and will also be available to the public by calling the Organizer’s Customer Service on XXX.

12.2. In the event of dispute regarding the Terms and Conditions, conduct, results, and all other matters relating to the Promotional Game, the decision of the Organizer shall be final.

12.3. This Agreement will remain in full force and effect while the Organizer provides the offer (not considering temporarily suspensions of the offer for operational reasons, e.g., for repairs, planned maintenance or upgrades).

Article 13

MTN reserves the right to change the time limits of the competition and undertakes to notify all the participants of the competition of the changes in due time. The contest rules, as well as other related information, are available on the promotion’s official website. Information about the competition can also be obtained from the Customer Service by calling the toll-free number XXX.

Article 14

By participating in the competition, the participants accept the rules and the mechanism of the competition; in case of dispute, the Nigeria District Court shall be competent.

Article 15

The competition may be interrupted only in the event of the occurrence of circumstances for which the Organizer is not responsible, i.e., that it could not have prevented, remedied, or avoided. In the event of an interruption of the competition, a notice thereof shall be published at https://naijacash.win/

If the Promo is terminated, the Organizer will publish a message to this effect via the official resources of the Promo.

Article 16

AVAILABILITY AND ACCESSIBILITY OF INFORMATION AND OPT-OUT MECHANISM

16.1. Information about The Promo participants’ records, shall be available through the MTN Customer Service. 
Winners’ details shall be available on the official at https://naijacash.win/

16.2. Each participant can opt out of the Promo and stop receiving any information about the Promo by sending an SMS with keyword CANCEL, STOP, UNSUBSCRIBE, QUIT or OUT to 20124 adding the command of the subscription chosen by the user, for example if it is daily the participant must send CANCEL CASH20, if it is weekly the participant must send CANCEL CASH50, or if it is monthly the participant must send CANCEL CASH100. Or call the MTN Customer Service number and request to opt out from the Promo. If afterwards the participant chooses to send a new SMS message to the Short-Code, he/she will again be considered as a participant in the Promo.

16.3. Interruption or early termination of the Promo shall not release the Organizer from its obligation to give out already awarded prizes and fulfill other accrued required duties, except where the termination or interruption of the Promo was because of events which are not under the Organizer’s control.

16.4. The Organizer of the Promo will not release personal information about participants to any third persons unless required to do so by law or to comply with government entities in Nigeria and in accordance with section 19 of the Terms and Conditions.

16.5. The Organizer reserves the right not to enter into written negotiations or otherwise contract with the participants of the Promo other than in accordance with the Terms and Conditions or in accordance with the requirements of the current laws of Nigeria.

Article 17.

LIMITATION OF LIABILITY 

17.1. The Organizer accepts no responsibility whatsoever for, including without limitation, any error, omission, interruption, defect, delay in operation or transmission, communications line failure when it is not under its direct control and execution.

17.2. The Organizer reserves the right to, whenever deemed necessary, temporarily suspend the Promo for operational reasons (e.g. for repairs, planned maintenance or upgrades). The Organizer will restore the Promo as soon as possible after any temporary suspension period, if/when applicable.

17.3.The Organizer advises participants to use caution and play responsibly when participating in the Promo at all times.

Article 18.

DISCLAIMER OF WARRANTIES

18.1. Participants understand and agree that they participate in this Promo at their own risk and will, and have not been coerced in any manner to enter the Promo.

18.2. The Organizer makes no warranty, implied or express, that any part of the Promo will be uninterrupted and error-free.

18.3. Neither the Organizer nor any of its directors, employees, agents or suppliers shall accept any responsibility for any damage, loss, injury or disappointment suffered by any entrant participating in the Promo or as a result of accepting the prize.

18.4. The Organizer is not responsible for any problems or technical malfunction of the mobile network or lines, computer on-line systems, servers, providers, computer equipment, software failure, email or entry which may occur on account of technical problems or traffic congestion on the Internet, telephone lines or at any web site, or any combination thereof, including any injury or damage to entrant’s or any other person’s computer or mobile telephone related to or resulting from participation or downloading any materials in the Promo.

18.5. By entering the Promo, participants agree that no claim relating to such losses or injuries (including special, indirect and consequential losses) shall be asserted against the Organizer, its parent companies, affiliates, directors, officers, employees or agents from any and all losses, damages, rights, claims and actions of any kind resulting from acceptance or user of any prize, including without limitation, personal injuries, death and property damage.

Article 19.

GOVERNING LAW AND DEPOSIT OF REGULATION

19.1. In any cases of disagreements, participants can present their complaint to the Organizer or MTN Nigeria, and if the issue is not satisfactorily resolved, such disagreement will be escalated to the applicable Promotions and Communications regulatory bodies or further presented before a court of competent jurisdiction in Nigeria.

19.2. This Promo is governed by the laws of Nigeria and is also certified and licensed by the National Lottery Regulatory Commission and Nigerian Communications Commission; any dispute would be governed by the Laws of Nigeria.

Article 20.

LIMITATION OF LIABILITY 

20.1. The Organizer accepts no responsibility whatsoever for, including without limitation, any error, omission, interruption, defect, delay in operation or transmission, communications line failure when it is not under its direct control and execution.

20.2. The Organizer reserves the right to, whenever deemed necessary, temporarily suspend the Promo for operational reasons (e.g. for repairs, planned maintenance or upgrades). The Organizer will restore the Promo as soon as possible after any temporary suspension period, if/when applicable.

20.3.The Organizer advises participants to use caution and play responsibly when participating in the Promo at all times.

Article 21.

DATA PROTECTION AND PUBLICITY

21.1. By acceptance of their respective prizes, the winners authorize the use by MTN/ the promo organizer, of their names, photographs and images in any Promo demonstration relating to the Promo with no prior consent of the winner and free of charge.

21.2. Participants agree that if they win a prize then their first name and the first letter of their last name will be published for informational purposes only.